Applied Underwriters is a global risk services firm that specializes in helping businesses, governments, and individuals manage uncertainty. They provide insurance, reinsurance, and business services with a fresh and smart approach. With a focus on solving real-world problems and seeing opportunities where others see limitations, Applied Underwriters uses deep analysis and talented individuals to deconstruct emerging risks. The company is highly rated by AM Best and offers insurance plans protected by a U.S. patent. Privacy policies are in place to protect customer information.